Source: Google

“We make a difference for our clients, because we always work passionately”

Current mortgage rates:

Through our large network of partners (more than 100 mortgage providers), you will get the best rates on the market (fixed, variable and/or SARON rates)

2.04%

Saron

1.87%

5 years fixed term

1.94%

10 years fixed term

Determine your future costs in a few clicks :

 

Get pre-approved in less than 24 hours !

 

Qualify your purchase price

Through the latest tools used by mortgage providers, we will ensure that you are buying your property for the right price

Offer letter

Equip yourself to quickly secure your property, with the backing of our offer letter

In collaboration with :

and more than 90 others…

Who do you provide services for ?

To any person seeking a mortgage loan or looking to refinance in Switzerland, for a minimum amount of CHF 300k.

How long does it take to obtain a firm offer ?

We are fully aware that reactivity is expected by our clients. It normally takes 48-72 hours to get an offer. We have been able to obtain offers in less than 24 hours when needed !

How are you able to obtain such attractive offers ?

Through our large group of network.

We work closely with banks, insurance companies, and pension funds on the daily, which makes us knowledgable about the market and who to seek a mortgage from, depending on your situation.

Why should I work with HYPO21 SA ?

You probably have come to us because we were either recommended to you by friends or real estate professionals.

 

Trust them, and decide if you’d like to work with us after the 1st meeting (free of charge and no obligation).

What are the documents you'll need to request a loan on my behalf ?

We will need the documents justifiying your finances (tax return, pay slips, salary certificates, etc.).

Regarding the property itself, we will contact the seller(s) or realtor directly.

Let’s discuss about your project :

*required fields

Selection of our articles :

Equity

A few tips if you are missing assets…

Refinancing

It might be the right time to look at your mortgage, and eventually reajust it…

Loan rates determination

How do mortgage providers determine rates ?…

Choosing your mortgage broker

A good mortgage broker will make you save money, time, and energy…

Negociating loan rates

A few elements to consider when negociating your mortgage terms…

Rental value

Non existant income added to your taxable income…

OPP2

Ruling regarding your pension funds…

Income qualification criteria

How will mortgage providers establish what loan amount you can obtain ?…

“Construction” loan

Slightly differs from a mortgage loan…

Tax on retirement funds

When withdrawing pension funds, a tax will be owed…

Financing that is tailored

to your needs

Demand the best terms !

Source: Google

2.04%

Saron

1.87%

5 years fixed term

1.94%

10 years fixed terms

Welcome to HYPO21

We are neutral and independant mortgage advisors

Submit your financing request to us, and we will find you the best offer(s) on the market

We compare, you save money !

 

Determine your future costs in a few clicks :

 

Get pre-approved in less than 24 hours !

 

Qualify your purchase price

Making the right offer !

Through the latest evaluating tools used by mortgage providers, we will ensure that you are buying your property for the right price

Offer letter

Quickly obtain the property of your dreams !

Equip yourself to quickly secure your property, with the backing of our offer letter

Our advisors :

 

“We make a difference for our clients because we operate passionately”

A question ? A specific requirement ? Do not hesitate to contact us !

Access to exclusive listings !

Haven’t found a property yet ? Access to properties that are not available to the public, through our network

In collaboration with :

 

… and more than 90 others !

Why us ? :

 

1. WE ARE LOCAL

We are experts on the local real estate market

2. Best rates

We compare, you save money

3. Save time

We advocate on your behalf

4. Right by your side

We guide you throughout the whole purchase process

5. Efficiency

We will help you establish the best tax and sustainable funding strategies

Frequently Asked Questions :

Who do you provide services for ?

To any person seeking a mortgage loan or looking to refinance in Switzerland, for a minimum amount of CHF 300k.

How long does it take to obtain a firm offer ?

We are fully aware that reactivity is expected by our clients. It normally takes 48-72 hours to get an offer. We have been able to obtain offers in less than 24 hours when needed !

How are you able to obtain such attractive offers ?

Through our large group of network.

 

We work closely with banks, insurance companies, and pension funds on the daily, which makes us knowledgable about the market and who to seek a mortgage from, depending on your situation.

You think you know enough ? Wait ! We still have plenty of inormation to provide to you through our many aricles dedicated to the Swiss mortgage process !

 

You can also contact us to discuss about your project :

 

*Required fields

Open hours

MO – FR : 8H00 -19H00

Extended hours on demand

PHONE NUMBER

+41 21 510 23 46

Email

info@hypo21.ch

LOCATE US

Quai Maria-Belgia 10

1800 Vevey

Voie du Charriot 3

1003 Lausanne

Route de Crassier 7

1262 Eysins