Source: Google
“We make a difference for our clients, because we always work passionately”
Current mortgage rates:
Through our large network of partners (more than 100 mortgage providers), you will get the best rates on the market (fixed, variable and/or SARON rates)
2.04%
Saron
1.79%
5 years fixed term
1.88%
10 years fixed term
Determine your future costs in a few clicks :
Get pre-approved in less than 24 hours !
Qualify your purchase price
Through the latest tools used by mortgage providers, we will ensure that you are buying your property for the right price
Offer letter
Equip yourself to quickly secure your property, with the backing of our offer letter
In collaboration with :
and more than 90 others…
Who do you provide services for ?
To any person seeking a mortgage loan or looking to refinance in Switzerland, for a minimum amount of CHF 300k.
How long does it take to obtain a firm offer ?
We are fully aware that reactivity is expected by our clients. It normally takes 48-72 hours to get an offer. We have been able to obtain offers in less than 24 hours when needed !
How are you able to obtain such attractive offers ?
Through our large group of network.
We work closely with banks, insurance companies, and pension funds on the daily, which makes us knowledgable about the market and who to seek a mortgage from, depending on your situation.
Why should I work with HYPO21 SA ?
You probably have come to us because we were either recommended to you by friends or real estate professionals.
Trust them, and decide if you’d like to work with us after the 1st meeting (free of charge and no obligation).
What are the documents you'll need to request a loan on my behalf ?
We will need the documents justifiying your finances (tax return, pay slips, salary certificates, etc.).
Regarding the property itself, we will contact the seller(s) or realtor directly.
Let’s discuss about your project :
*required fields
Selection of our articles :
Equity
A few tips if you are missing assets…
Refinancing
It might be the right time to look at your mortgage, and eventually reajust it…
Loan rates determination
How do mortgage providers determine rates ?…
Choosing your mortgage broker
A good mortgage broker will make you save money, time, and energy…
Negociating loan rates
A few elements to consider when negociating your mortgage terms…
Rental value
Non existant income added to your taxable income…
OPP2
Ruling regarding your pension funds…
Income qualification criteria
How will mortgage providers establish what loan amount you can obtain ?…
“Construction” loan
Slightly differs from a mortgage loan…
Tax on retirement funds
When withdrawing pension funds, a tax will be owed…
Financing that is tailored
to your needs
Demand the best terms !
Source: Google
2.04%
Saron
1.79%
5 years fixed term
1.88%
10 years fixed terms
Welcome to HYPO21
We are neutral and independant mortgage advisors
Submit your financing request to us, and we will find you the best offer(s) on the market
We compare, you save money !
Determine your future costs in a few clicks :
Get pre-approved in less than 24 hours !
Qualify your purchase price
Making the right offer !
Through the latest evaluating tools used by mortgage providers, we will ensure that you are buying your property for the right price
Offer letter
Quickly obtain the property of your dreams !
Equip yourself to quickly secure your property, with the backing of our offer letter
Our advisors :
“We make a difference for our clients because we operate passionately”
A question ? A specific requirement ? Do not hesitate to contact us !
Access to exclusive listings !
Haven’t found a property yet ? Access to properties that are not available to the public, through our network
In collaboration with :
… and more than 90 others !
Why us ? :
1. WE ARE LOCAL
We are experts on the local real estate market
2. Best rates
We compare, you save money
3. Save time
We advocate on your behalf
4. Right by your side
We guide you throughout the whole purchase process
5. Efficiency
We will help you establish the best tax and sustainable funding strategies
Frequently Asked Questions :
Who do you provide services for ?
To any person seeking a mortgage loan or looking to refinance in Switzerland, for a minimum amount of CHF 300k.
How long does it take to obtain a firm offer ?
We are fully aware that reactivity is expected by our clients. It normally takes 48-72 hours to get an offer. We have been able to obtain offers in less than 24 hours when needed !
How are you able to obtain such attractive offers ?
Through our large group of network.
We work closely with banks, insurance companies, and pension funds on the daily, which makes us knowledgable about the market and who to seek a mortgage from, depending on your situation.
You think you know enough ? Wait ! We still have plenty of inormation to provide to you through our many aricles dedicated to the Swiss mortgage process !
You can also contact us to discuss about your project :
*Required fields
Open hours
MO – FR : 8H00 -19H00
Extended hours on demand
PHONE NUMBER
+41 21 510 23 46
LOCATE US
Quai Maria-Belgia 10
1800 Vevey
1003 Lausanne
1262 Eysins